Welcome to Storehouse! Storehouse creates and features global crowdfunding campaigns and provides valuable faith-based content. Our website at https://www.storehouse.world provides a platform for Storehouse account holders, who we call Partners, to make donations to churches and faith based organizations, who we call Kingdom Organizations. We also offer premium content to Partners who pay a monthly fee. We call these users Premium Partners.
These Terms of Service apply to your use of our website, services and content. By accessing our website or using our services or content, you agree that Terms of Service are a binding contract between you and Storehouse. If you are using our website, services or content for a Kingdom Organization, these Terms of Service are also a binding contract between your Kingdom Organization and Storehouse. We may amend these Terms of Service by posting a revised version on our website. By continuing to access the website, content or services, you agree to the revised Terms of Service. If you do not agree, please stop using our website, content and services.
1. User Accounts
User Accounts and Eligibility . Whether you are a Partner, a Premium Partner or a representative of a Kingdom Organization, to use our services, access content and participate in crowdfunding projects for Kingdom Organizations, you must register and create an account. By creating an account, you agree to provide accurate and complete information and to make necessary updates to keep your account information accurate. You must be at least 18 years old to create an account and use the Services.
Account Responsibility. You are solely responsible for maintaining the confidentiality of your account and for all activities associated with or occurring under your account. If you suspect or discover any unauthorized use of your account, please contact us immediately at firstname.lastname@example.org.
Account Deletion. You may submit a request to delete your account by contacting us at email@example.com. Keep in mind that we may need to retain certain information as required by law or as necessary for legitimate business purposes.
2. Rules and Conduct
By using our website and services, you agree to behave in a respectful, responsible, and legal manner. You must abide by any additional policies or terms we include with specific services or content. Here are some things you must not do when on our website or using our services:
· Impersonate another person or organization
· Post content that infringes or violates the rights of another person. If you post an image or other content, you must either own that content or have a license to post it. Just because an image is on the Internet does not mean you have the right to post it on our website.
· Violate the law
· Use our website or services to advertise to people except if you are a content creator under contract with Storehouse or a Kingdom Organization running a campaign on Storehouse.
· Threaten or abuse others or make false statements about others.
· Upload any viruses or malware. Make sure your computer is running up-to-date virus protection software.
· Copy content from our website for any reason other than your own personal use or use any automated tool to scrape content from our website.
We may monitor your account and use of our services. We may suspend or end your access to our website, content, and services if you violate these rules or if we feel that we need to for security or legal reasons.
We do not offer legal advice or advice regarding donations and we do not endorse or recommend donations or investments to any particular campaign. We do not get involved in disputes between users and other users or third parties.
3. Donations and Fees
Fees. There are no fees to create a Partner account on our website. The monthly subscription fee to be a Premier Partner is $3.95. There is a flat 10% Platform Fee to make a donation, which includes the payment processing fee.
Voluntary Donations. All donations are made voluntarily and at your sole discretion and risk. You are solely responsible for determining how to treat your donation for tax or other financial purposes.
Payment Processing. Donations are one-time payments. When you make a donation, your card will be charged the full amount of your donation. The Platform Fee includes the payment processing fee. Donation payments are processed through Stripe, Inc. and PayPal, third-party payment solutions. We are not responsible for the payment services of either Stripe or PayPal.
No Refunds. Donations are non-refundable.
4. Other Websites and Services
We may provide links to third-party websites or services on our website. We provide links for your convenience, but we do not endorse products or services on the websites of others. When you are on other websites, their terms of service and privacy notices apply.
5. Intellectual Property
Storehouse Online Content. All content posted on our website is owned by Storehouse or licensed to Storehouse from Creators, Kingdom Organizations or other third parties.
Limited License. You may access, use and download content only for your own personal, non-commercial use. In other words, you won’t sell or transfer the content to others. You may not modify the content. We may state that certain materials are not available for download.
Your Online Content. When you post content on our website or provide it to Storehouse, you grant us the right, throughout the world, to copy, display, modify, distribute and use your content on our website and along with our services. If you post an image or other content, you must either own that content or have a license to post it. Just because an image is on the Internet does not mean you have the right to post it on our website. Please let us know immediately if you learn that content on the website violates another person’s intellectual property rights or if you see content elsewhere that may violate the rights of Storehouse, Kingdom Organizations, Partners, or Creators. We can change or delete your content at any time.
6. We Limit our Warranties
We do not represent to you or provide any warranty that the website or services are error free, that the content on the website will be accurate or complete or that your data will be secure. The information, ideas or opinions posted on our website or through our services do not necessarily reflect our views.
Our website and services may be unavailable for scheduled maintenance or other purposes, or because of unplanned outages or other malfunctions. We are not responsible if our website or services are unavailable or if your content is lost.
We do not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, morality or legality of any campaign or donation, or the truth or accuracy of campaign information. We are not responsible for any misuse of donated funds by Creators or any other intended beneficiary.
YOU ACKNOWLEDGE, UNDERSTAND, AND ACCEPT THAT: (i) WE MAKE NO WARRANTY WHATSOEVER TO YOU, EITHER EXPRESS OR IMPLIED, AS TO THE WEBSITE, OR THE RESULTS OF YOUR USE OF THE WEBSITE, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE, AND ANY WARRANTIES ABOUT SATISFACTORY QUALITY OR UNINTERRUPTED SERVICE AND (ii) THE WEBSITE IS PROVIDED BY STOREHOUSE ON AN “AS IS” BASIS AT YOUR SOLE RISK.
7. We Limit Our Liability
When you use our website or services, you release us from all claims, damages, and demands related to our website and services. Your use of the website and services is at your own risk.
STOREHOUSE SHALL HAVE NO LIABILITY, CONTINGENT OR OTHERWISE, TO CUSTOMER OR TO THIRD PARTIES, FOR THE ACCURACY, TIMELINESS, COMPLETENESS, RELIABILITY, PERFORMANCE OR CONTINUED AVAILABILITY OF THE WEB SITE, OR FOR DELAYS OR OMISSIONS THEREIN. IN NO EVENT SHALL STOREHOUSE BE LIABLE TO YOU OR ANY THIRD PARTY, FOR ANY SPECIAL, PUNITIVE, EXEMPLARY, DIRECT OR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING NEGLIGENCE, GROSS NEGLIGENCE, STRICT LIABILITY, TORT, LOST PROFITS, LOST BUSINESS OPPORTUNITY, LOSS OF GOODWILL OR REPUTATION, BUSINESS INTERRUPTION, WASTED MANAGEMENT TIME, DATA CONVERSION OR LOST, CORRUPTED OR DAMAGED DATA), OR FOR DAMAGE TO A YOUR COMPUTER OR COMMUNICATIONS NETWORK, WHERE SUCH DAMAGES ARISE OUT OF THE USE OF THE WEB SITE, OR OF ANY INFORMATION IN OR ON THE WEBSITE, OR FOR ANY COMMUNICATIONS FAILURE, INTERRUPTION, SYSTEM OUTAGE, OR ANY OTHER INABILITY TO USE, OR A DELAY IN PROCESSING BY, THE WEB SITE, WHETHER SUCH DAMAGES ARE CLAIMED UNDER A THEORY OF NEGLIGENCE, TORT, INTENTIONAL MISCONDUCT, STRICT LIABILITY, CONTRACT, OR OTHERWISE, AND EVEN IF SUCH DAMAGES WERE FORESEEABLE OR STOREHOUSE WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
In the event THAT STOREHOUSE IS held liable to YOU FOr any cause, whether based upon negligence, tort, intentional misconduct, strict liability, contract, or otherwise, the aggregate liability of STOREHOUSE shall not exceed the equivalent of the last THREE (3) months of Total FEES AND DONATIONS paid by YOU DURING THE YEAR THE CLAIM AROSE.
EXCEPTION TO LIMITATION. CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE “INCIDENTAL” OR “CONSEQUENTIAL” DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION DOES NOT APPLY WHICH MEANS THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
Termination . This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all content obtained from the website or through the services. We may terminate this agreement at any time and without notice to you in our sole discretion, and we are entitled to terminate all or any part of any of our website without notice to you.
General. You agree that there shall be no third-party beneficiaries to these Terms of Service. If we don’t enforce one of our rights under the agreement, that is not a waiver of our right to do so. You may not assign these terms without our consent. These terms will be governed by the laws of the State of Kansas, without reference to its conflicts of laws rules. These Terms of Service constitute the entire agreement between you and Storehouse regarding our website and services. They apply instead of any other agreement you may have had relating to our website or service. If a court says that any of these terms are invalid, we agree that the rest of the terms should be enforced. Our website and services are operated from the United States and are not for international use.
Anti-Money Laundering and Counter-Terrorist Financing Statement. We are committed to full compliance with all applicable laws and regulations regarding Anti- Money Laundering. Our policy is to prevent people engaged in money laundering, fraud, and other financial crimes, including terrorist financing, from using our crowdfunding platform.
Our third-party payment processor, Stripe, has robust policies and procedures to detect, prevent and report suspicious activity. To comply with the Office of Foreign Asset Control requirements, and global sanctions, they screen customer accounts against government watch lists. In addition, they may request that our users provide them with documentation to help prove their identity or for business verification purposes. Stripe will report suspicious transactions to the financial intelligence unit in the user’s respective country.
Infringement Claims/Copyright Agent
If you believe that any material contained on the website infringes your copyright or other intellectual property rights, you should notify Storehouse of your copyright infringement claim in accordance with the following procedure. Storehouse will process notices of alleged infringement which it receives and will take appropriate action as required by the Digital Millennium Copyright Act (DMCA) and other applicable intellectual property laws. The DMCA requires that notifications of claimed copyright infringement should be sent to this website’s Designated Agent who is:
By mail: Storehouse DMCA Copyright Agent
Address 209 N. Battin
Address Wichita, Kansas 67208
By phone: (316) 640-5912
By email: DMCAcopyrightagent@storehouse.world
To be effective, the notification must be in writing and contain the following information (DMCA, 17 U.S.C. §512(c)(3)):
· Physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
· Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
· Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;
· Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;
· A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
· A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Emails sent to DMCAcopyrightagent@storehouse.world for purposes other than communication about copyright claims may not be acknowledged or responded to.
We will, in appropriate circumstances, terminate repeat infringers. If you believe that an account holder or subscriber is a repeat infringer, please follow the instructions above to contact Storehouse and provide information sufficient for us to verify that the account holder or subscriber is a repeat infringer.